Cats are a lot more scrappy and resourceful than we humans ever thought -- and the evidence is right here ... a whiskered warrior that wouldn't let a coyote get the best of it!

Check out this insane video of a house cat being chased around a beach house deck in Surfside Beach, TX -- where it's about to be torn to pieces by a wild canine that made its way onto the property ... which belongs to a guy named Tony Gray.

In his original post, he writes ... "Someone almost lost a cat." Keyword there is almost -- because this kitty put up one hell of a fight to survive. And, in the end, it won.

Watch how the feline outsmarts its opponent. It uses a foldable chair to its advantage and successfully evades the critter. After a lot of back and forth -- and some close calls -- the tabby goes all Sly Stallone on a nearby wooden beam ... hanging on for dear life.

It seems the cat might've ended up with a few bite marks here and there ... but it lived to fight another day, as the coyote trots away. Garfield here wasn't taking any chances though.

There's one life gone ... 8 more to go.

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